Terms of service

1. Acceptance

By creating an account or otherwise accessing ShareHub, you agree to these Terms of Service ("Terms") and our Privacy Policy. If you do not agree, do not use ShareHub.

2. Eligibility

You must be at least 18 years old and legally capable of entering binding contracts in your jurisdiction. You must not appear on any sanctions list. You may not use ShareHub from a jurisdiction where this activity is restricted by law.

3. Service description

ShareHub is a platform that allows users to co-finance inventory for marketplace sellers and earn a share of net profit when units sell. Members are not lenders, depositors, or shareholders in any conventional sense. They are participants in a profit-share contract tied to specific batches of inventory.

4. Risk

• Yield estimates are not guarantees.
• Inventory can sell slowly, fail to sell, or be returned by customers.
• Marketplace policy changes can affect listings.
• Network conditions can delay deposits and withdrawals.
• Past performance does not predict future results.

5. Wallet and custody

ShareHub holds member balances in a custodial USDT wallet. We split custody between a hot wallet (up to 10% of total) and cold multi-sig storage (at least 90%). We follow industry practice for key management but cannot eliminate all risk of loss.

6. Deposits, withdrawals, transfers

Minimum deposit is $50 in USDT on BEP-20 or TRC-20. Other tokens or chains are not supported and will be lost. Withdrawals are subject to review, sanctions screening, and minimum amounts per network. Member-to-member transfers are allowed at original cost basis only, with a 1-2% platform fee.

7. Lock-in and buyback

Capital used to purchase units is locked for the campaign's lock-in period (60 or 90 days). Profit can be withdrawn as soon as it settles into Available. At lock-in end, unsold units can be sold back to the platform at 95% of cost basis, extended for 30 or 60 more days, or shipped physically to the member.

8. Fees

• Platform fee, 15% of campaign net profit.
• Buyback fee, 5% if you sell unsold units back to ShareHub at lock-in end.
• Transfer fee, 1-2% on member-to-member transfers.
• Network fee, pass-through to the chain, displayed at withdrawal.

9. Prohibited behavior

• Creating multiple accounts to abuse referral bonuses.
• Using ShareHub to launder funds or evade sanctions.
• Attempting to reverse-engineer, scrape, or attack the platform.
• Sharing your credentials or letting another person operate your account.

10. Account suspension

We may suspend or terminate any account we believe is engaged in prohibited behavior or that fails sanctions screening. Suspended accounts may forfeit referral bonuses and pending profit. Cost basis is refunded after a 30-day review period.

11. Disclaimers and liability

ShareHub is provided "as is" without warranty of any kind. To the maximum extent permitted by law, our liability to any user for any claim is limited to the total fees you paid ShareHub in the prior 12 months.

12. Changes to these terms

We may update these Terms. Material changes will be announced in-app and by email at least 14 days before they take effect. Continued use after the effective date constitutes acceptance.

13. Contact

For questions about these Terms, sign in and message support from the profile screen. Operator information will be added at launch.