How ShareHub works, end to end

1. Sign up with your email

Create an account using your email and a password. A short verification code keeps your account secure. That is it for getting in. Larger withdrawals later in the year ask for ID, but you do not need it to start.

2. Deposit funds using crypto

Top up your wallet in USDT, the most widely used digital dollar. Pick a low-fee network at deposit time:

• BSC (BEP-20), recommended for the lowest network fees, minimum $50.
• Tron (TRC-20), also $50 minimum, slightly higher network fee.

Funds credit your Available balance once the network confirms the transfer. We do not accept any other tokens or chains.

3. Choose product inventory to invest

Browse live inventory pools and pick the products you want a share of. Each pool shows:

• The product, category, and target marketplace.
• Unit price (usually $6-$15), total units, and how many are still available.
• Estimated earnings based on the seller's prior performance.
• Lock-in period (60 or 90 days).

When you buy a share, that amount moves from your Available balance to your Locked balance. You cannot withdraw the cost during lock-in, but you can transfer or reinvest the earnings.

4. Earn 80% as units sell

Each day the operations team enters how many units sold on the marketplace. Profit is split immediately:

• 80% to unit owners, pro-rata.
• 15% platform fee.
• 5% to the referral pool, split 3% to your Level 1 referrer and 2% to your Level 2. If no referrer exists, the 5% returns to the platform. Your 80% never changes.

Your share accumulates in the Pending bucket and settles into Available on the 1st and 16th day of each month.

5. Withdraw or reinvest

Once funds are in Available you can:

• Withdraw to a USDT address on BEP-20 or TRC-20. Minimum $10 (BEP-20) or $25 (TRC-20).
• Reinvest into the next campaign with no fee.
• Transfer to another verified member at original cost basis. We charge 1-2% for transfers.

Withdrawals are reviewed by the operations team for sanctions screening before they go on-chain. You will receive an in-app and email notification when the payout broadcasts.

6. End of lock-in

When a campaign reaches its lock-in end date and not every unit has sold, you choose:

• Sell back at 95% of cost basis. The 5% management fee funds the platform reserve pool.
• Extend the campaign for another 30 or 60 days at no fee.
• Take physical delivery of your unsold units. You pay shipping and logistics.

The financial architecture

ShareHub looks like a yield product on the surface, but its accounting model is closer to a clearinghouse. The rules below are not promises, they are constraints enforced at the database level.

Four wallet buckets

Every member's balance is split across four buckets. No bucket can ever go negative. Withdrawals only debit Available.

• Available, withdrawable and ready to invest.
• Locked, cost basis in active campaigns.
• Pending, profit accumulated since last settlement.
• Reserved, amount currently in a pending withdrawal request.

Append-only ledger

Every credit and debit is a row in a ledger table that is never updated and never deleted. Corrections are new rows. Your bucket balance is always the sum of your ledger entries.

Five daily invariants

Every 24 hours we run five checks. If any one fails, operations is alerted and new deposits and withdrawals can be paused.

1. Total assets (custodial USDT + capital deployed + reserve pool) is greater than or equal to total liability (sum of all user buckets).
2. Each user's cached bucket balance equals the sum of their ledger entries.
3. Each campaign's unit ownership sums to its declared total units.
4. Each settled period's payouts plus platform fee plus referral pool equals the reported sales profit.
5. Pending withdrawals exactly match Reserved bucket amounts.

Hot and cold custody

Only 10% of custody sits in a hot wallet for daily withdrawals. The other 90% is in cold multi-signature storage that requires at least two signatures (the client plus a trusted party) to move. A daily sweep rebalances excess from hot to cold.